High-quality plans
to fit any budget
A unique solution for individuals and families looking to lower their monthly costs.
![hero-image-01](https://kingdom.clearwaterhealth.com/hs-fs/hubfs/Website/Affiliate%20Website/Healthshare/hero-image-01.png?width=993&height=711&name=hero-image-01.png)
Healthshare Plans
Advanced + ClearShare
Enjoy low out-of-pocket costs for common services like doctor visits, prescriptions, and tests. Perfect for families looking to make the most out of their healthcare.
![message_icon](https://kingdom.clearwaterhealth.com/hs-fs/hubfs/message_icon.png?width=43&height=33&name=message_icon.png)
Email us -planhelp@clearwatersavings.com
![message_icon](https://kingdom.clearwaterhealth.com/hs-fs/hubfs/message_icon.png?width=43&height=33&name=message_icon.png)
Email us -planhelp@clearwatersavings.com
![message_icon](https://kingdom.clearwaterhealth.com/hs-fs/hubfs/message_icon.png?width=43&height=33&name=message_icon.png)
Email us -planhelp@clearwatersavings.com
Basic + ClearShare
Low costs for doctor visits and prescriptions, plus no visit limits or maximum payouts.
![message_icon](https://kingdom.clearwaterhealth.com/hs-fs/hubfs/message_icon.png?width=43&height=33&name=message_icon.png)
Email us -planhelp@clearwatersavings.com
![message_icon](https://kingdom.clearwaterhealth.com/hs-fs/hubfs/message_icon.png?width=43&height=33&name=message_icon.png)
Email us -planhelp@clearwatersavings.com
![message_icon](https://kingdom.clearwaterhealth.com/hs-fs/hubfs/message_icon.png?width=43&height=33&name=message_icon.png)
Email us -planhelp@clearwatersavings.com
HSA + ClearShare
This plan pairs an HSA-eligible minimum essential coverages (MEC) plan for day-to-day services with a healthshare membership.
![message_icon](https://kingdom.clearwaterhealth.com/hs-fs/hubfs/message_icon.png?width=43&height=33&name=message_icon.png)
Email us -planhelp@clearwatersavings.com
![message_icon](https://kingdom.clearwaterhealth.com/hs-fs/hubfs/message_icon.png?width=43&height=33&name=message_icon.png)
Email us -planhelp@clearwatersavings.com
![message_icon](https://kingdom.clearwaterhealth.com/hs-fs/hubfs/message_icon.png?width=43&height=33&name=message_icon.png)
Email us -planhelp@clearwatersavings.com
ClearShare
ClearShare plans consist of a medical cost-sharing solution that can greatly reduce your out-of-pocket risk.
![message_icon](https://kingdom.clearwaterhealth.com/hs-fs/hubfs/message_icon.png?width=43&height=33&name=message_icon.png)
Email us -planhelp@clearwatersavings.com
![message_icon](https://kingdom.clearwaterhealth.com/hs-fs/hubfs/message_icon.png?width=43&height=33&name=message_icon.png)
Email us -planhelp@clearwatersavings.com
![message_icon](https://kingdom.clearwaterhealth.com/hs-fs/hubfs/message_icon.png?width=43&height=33&name=message_icon.png)
Email us -planhelp@clearwatersavings.com
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The annual max is the amount that you would pay for applicable services before the ClearShare community shares in medical expenses. If you have family members on the plan, they have to meet their own Annual Max until the overall Family Annual Max has been met.
How it works
The healthcare solutions we offer combine the most valuable benefits and supplemental insurance with the largest network at an affordable price:
Save on fixed medical expensesImprove your network and benefits
Reduce financial risk around accidents or illnesses
Find a plan that provides for your unique situation
Take advantage of supplemental insurance plans
KBN Healthcare offers several supplemental plans, including vision, dental, critical illness, and accident.
![img-take-advantage](https://kingdom.clearwaterhealth.com/hs-fs/hubfs/Website/Affiliate%20Website/Healthshare/img-take-advantage.png?width=706&height=424&name=img-take-advantage.png)
Love from Our Community
Hear it from our members: There's lots to love.
I spent twelve weeks in the ICU. The bills mounted up to about two million dollars. The length of time I was in the hospital I would have been bankrupt. And because of (Clearwater Benefits), I survived that. And my family survived that.
![Chad-and-Jen-Beasley](https://kingdom.clearwaterhealth.com/hs-fs/hubfs/Website/Affiliate%20Website/Testimonials/Chad-and-Jen-Beasley.png?width=300&height=300&name=Chad-and-Jen-Beasley.png)
Clearwater has made it easier for me, and taken off the (financial) burden from my shoulders (by paying $12,000 less a year for a health plan). Under the old healthcare pricing, I used to say, ‘Wow, I’m taking care of one thing, and I’m hurting the other.
![Brandon-and-Mary-Snyder](https://kingdom.clearwaterhealth.com/hs-fs/hubfs/Website/Affiliate%20Website/Testimonials/Brandon-and-Mary-Snyder.png?width=300&height=300&name=Brandon-and-Mary-Snyder.png)
Clearwater took the time to listen and help us explore what would work best for us. Within two months, we had saved enough money through the plan we chose to cover the premium for one month. I highly recommend Clearwater for an honest look at your healthcare.
![Lois-De-Armas](https://kingdom.clearwaterhealth.com/hs-fs/hubfs/Website/Affiliate%20Website/Testimonials/Lois-De-Armas.png?width=300&height=300&name=Lois-De-Armas.png)
Better care. Better cost.
$8,000*
Average annual savings
PPO
Network upgrade
80%
Out-of-pocket savings
*Estimate is based on an average of annual data and will not apply to every individual customer.
Ready to get started?
Click to get started on building the perfect plan for you – complete with supplemental insurance.
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